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Life doesn’t stop after you obtain insurance coverage. Maybe you added that much-needed extra bathroom to your home or inherited your grandparents’ precious antiques. Perhaps your teenager is going to college or you’re starting a new business. You’ll need to adjust your insurance coverage to align with your new circumstances. Here are 16 life experiences…

Individuals face financial and reputational threats from cybersecurity failures and cybercrime. While the company that leaked your data may offer some financial help, much of the losses you face from hackers will come from your own assets. Personal cyber insurance may be a wise addition to your homeowners or renters insurance policy. Let’s look at…

While tall trees provide shade and natural beauty, they can also present a huge problem if they fall. If your neighbor’s tree falls on your house, the insurance policy of the damaged property pays for the repairs. So if your neighbor’s tree ends up on your house or another insured structure on your property, your…

A windstorm blows though your tree-lined neighborhood and a large oak tree crashes through the center of your house. Fortunately, wind is a covered peril and your insurance responds to the damage. But when your contractor applies for the construction permits, there's a wrinkle: Your home isn’t up to current electrical codes. Since you’re technically…