Did you know?
Liability insurance is defined as “a policy that covers civil liabilities to third parties arising from bodily injury, property damage, or other wrongs due to the action or inaction of the insured. It covers only civil liabilities and not criminal liabilities.”
Certain things you do every day may complicate your insurance more than you realize — ask your MBC broker if any of the following apply to you:
• If you let anyone underage or not listed on your insurance policy operate your ATV, sea-doo, or boat, it can seriously complicate the coverage of your policy.
• If you rent out any of your seasonal properties without disclosing it to your insurance provider first, it can complicate or even void your coverage.
• If you purchased a recreational vehicle and did not add it to your policy, the vehicle may actually have no coverage at all.
• If you have a golf cart on your property undisclosed, just the use of it will seriously impact the performance of your policy in the event of a claim.
Insure everything you own
Cottages, watercraft, recreational vehicles and beyond.
MBC has the capacity to insure all of your properties and any of your personally-owned belongings. Whether it's your summer home, winter getaway, or something of extreme value to you — as long as it's in Ontario, we have the options and experience to make sure everything is covered properly.
Learn more- Seasonal & Secondary Homes
- Watercraft & Personal Watercraft
- ATV, Sea-Doo & Snowmobile
- Recreational Vehicles & Trailers
- Golf Cart Coverage
- Personal Umbrella Liability
- High-Value Articles (Jewellery, Art)
- Travel Insurance
Let's find the right coverage
for your household.
Talk to an MBC personal lines advisor — no call centres, no runaround.
