Business Insurance

Wineries & Agriculture

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MBC has decades of experience insuring Ontario's wineries, farms, and greenhouses. Whether you're bottling estate wine, running a multi-generational family farm, or managing acres under glass — we build coverage around the real risks of your operation.

Winery

From the time of harvest, through crushing, fermentation and bottling, we understand the exposures related to your industry and custom-design programs accordingly.

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Farms

We have insured generations of farm operators facing almost every kind of risk — dwellings, barns, livestock, vehicles, machinery, cash crops and tender fruit.

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Greenhouses

We offer a customized insurance program underwritten by Canada's foremost greenhouse insurer — incorporating every aspect of your operation.

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Winery

Estate wineries & craft producers

From harvest through crushing, fermentation, and bottling, we understand the exposures related to your industry and custom-design insurance programs accordingly.

Our brokerage personnel have extensive experience working through complex losses — contamination, equipment failure, production accidents, or sabotage — so you’re covered from vineyard to shelf.

Program Highlights:

  • Contamination & Infestation
  • Consequential Loss
  • Loss of Business Income
  • Environmental Liability
  • Selling Price Clause
  • Product Liability
  • Valuation of Stock while in Process
  • Broad Form Vendors Liability
Farms

Family farms & agricultural operations

We have insured generations of farm operators who have faced almost every kind of risk, including potential loss of dwellings, barns, greenhouses, vehicles, and machinery.

Comprehensive policies are available for co-operatives, livestock, breeding, poultry, cash crops, tender fruit, vegetables, dairy, vineyards, and machinery.

Program Highlights:

  • Farm Buildings, Equipment & Implements
  • Cash Crops & Tender Fruit
  • Farm Auto & Machinery
  • Livestock & Produce
  • Dairy & Poultry Operations
  • Broad Form Vendors Liability
Greenhouses

Commercial greenhouse programs

For greenhouses, we offer a customized program underwritten by the country’s foremost insurer of greenhouses — incorporating all aspects of coverage to provide full insurance protection.

Coverage includes fixtures and equipment, crop protection, boiler and machinery breakdown, and refrigeration — designed for the realities of year-round production.

Program Highlights:

  • Greenhouse Fixtures & Equipment
  • Boiler & Machinery
  • Business Interruption
  • Crop Protection Coverage
  • Refrigeration Breakdown
  • Environmental Liability

Let's build a program
that fits your business.

Talk to an MBC commercial advisor — no call centres, no runaround.